Jumbo Mortgages
- Loans over conforming limit of $510,400 and up to $2 million
- Fixed Rate or 5/1, 7/1, 10/1 Adjustable Rate Mortgage (ARM) Loans
- Primary and Second Homes
- 1 Unit, Condo & 2-Unit Owner Occupied
- 90% Loan-to-Value (over 80% LTV Mortgage Insurance required) *Credit score minimum of 700
- Maximum Debt to Income 43%
- Maximum Cash-Out $500,000 (Primary Residence Only)
- Delayed Financing Allowed
- First Time Home Buyers allowed on 5/1 and 7/1 ARMs
- First Time Home Buyers up to $1 million