Jumbo Mortgages

  • Loans over conforming limit of $484,350 and up to $2 million
  • Fixed Rate or 5/1, 7/1, 10/1 Adjustable Rate Mortgage (ARM) Loans
  • Primary and Second Homes
  • 1 Unit, Condo & 2-Unit Owner Occupied
  • 90% Loan-to-Value (over 80% LTV Mortgage Insurance required) *Credit score minimum of 700
  • Maximum Debt to Income 43%
  • Maximum Cash-Out $500,000 (Primary Residence Only)
  • Delayed Financing Allowed
  • First Time Home Buyers allowed on 5/1 and 7/1 ARMs
  • First Time Home Buyers up to $1 million

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